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HVAC Financing Payment Calculator

Use the calculator below to see what financing an HVAC system would look like.

Since a huge percent of people finance their HVAC systems, we figured we'd build a calculator to help customers see what a monthly payment would look like. All you have to do is enter in your loan amount, payment period, and interest rate. Once you're done running the numbers, you can apply for financing here.

Beware of "no interest" financing. Some companies will offer it (and it sounds great), but what they do is pad your invoice on the back-end to account for interest (usually 10%). Don't believe us? We would be happy to send you the sales brochures the financing companies send HVAC companies if you'd like to see for yourself.

Note: This calculator is for example purposes only. Any interest rates mentioned should be confirmed with Arvest before financing as rates change over time.

Loan Amount ($):

Payment Period (Years):

Interest Rate (%):

Monthly payment: $116.00

Total interest paid over life of loan: $959.81

Current interest rates. As of 3/22/22, Arvest has given us the following rates for our customers (top line is credit score):